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Phonesonline.ie provide mobile phone insurance underwritten by Fonesure. Fonesure offer a simple and paperless insurance broker service that comes with low excess, no admin charges, and no hidden catches. With outstanding levels of customer service, you really are protected with Fonesure's mobile insurance service.

Please complete the Online Insurance Application Form to sign up the mobile phone insurance service.  There is no paperwork involved and the whole process takes just minutes. Payments are made monthly by standing order and there is no minimum contract period.

Please Note: we can only insure your mobile phone within 30 days of original purchase.
We are unable to insure your phone after 30 days from the date printed on your receipt of purchase.

 
Policy Name Monthly Premium Cover Value Limit Excess
Lite
€5.49
Accidental Damage, Liquid
Damage, World Wide Cover
€175 €37.50 No Matter
How Many Claims
Standard
€7.49
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft
€250 €37.50 1st Claim,
€75 any
Additional Claims
Premium
€8.99
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft
€350 €37.50 1st Claim,
€75 any
Additional Claims
Plus
€9.99
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft, Extended Warranty
€450 €37.50 No Matter
How Many Claims
Smartphone Plus
HTC Sensation, Galaxy S2 etc.
€11.99
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft, Extended Warranty
€600 €70 1st Claim,
€100 for any
Additional Claims
iPhone 4, 4S 16GB
€11.99
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft, Extended Warranty
€650 €75 1st Claim,
€100 for any
Additional Claims
iPhone 4, 4S 32GB
€14.99
Accidental Damage, Liquid
Damage, World Wide Cover,
Theft, Extended Warranty
€900 €80 1st Claim,
€120 any
Additional Claims
 
 
Frequently Asked Questions for mobile phone insurance.

How do I sign up to your Mobile Phone Insurance?

To take out an insurance policy, simply complete the Online Insurance Application Form.
In order to take out insurance, we require the following information:

Your Name, Address and Mobile Phone number.
Your phone's IMEI number (key in *#06# on your phone keypad to get the IMEI number)
Bank account number and sort code for standing order payment.

Please Note: We can only provide insurance for mobile phones within 30 days of original purchase. We are unable to insure your phone after 30 days from the date printed on your receipt.
Insurance is only available for the first owner of the phone. 2nd hand phones cannot be insured.
You will be required to furnish proof of purchase upon making a claim on your policy, which must show the IMEI of your phone and the date of purchase.


Why Do I Need Mobile Phone Insurance?

  • Over 100,000 mobile phone repairs are carried out every week
  • Over 40 mobile phones are stolen in Ireland every day
  • Half of street crime involves a mobile phone
  • 80% of household insurance policies do not adequately cover mobile phones

If your mobile phone is damaged or stolen this could cost you hundreds of Euro as well as causing a lot of inconvenience, stress and hassle. Without mobile phone insurance you could be liable for the following costs:

a) Repairing your mobile phone

You may believe that damaging your phone is unlikely yet the most common ground of insurance claims today are drops and knocks resulting in external and internal damage... there are thousands of these incidents each week. Do you remember the last time you accidentally dropped your phone? A colour screen alone can cost €200 to replace. You need to consider the costs involved, for example:

  • Replacing your handset screen, you will be likely to pay €100+ for a colour screen and around €50 for a mono screen
  • Liquid damage is irrepairable

b) Replacing your mobile phone

With growing trends toward increasing crime for theft of mobile phones, better quality phones and longer airtime contracts, cover against theft has never been more important. According to the "National Mobile Phone Crime Unit" current crime statistics reveal that a mobile phone is stolen in about half of all street crime and, in approximately a third of cases, it is the only property stolen. Replacing your mobile phone could cost you €300 plus, dependent on brand and technology.

c) The remainder of your contractual agreement, if a contract customer

When you initially took out your contract with your network you signed for a minimum 12/18/24-month period. Your mobile phone is your responsibility, not the networks. Therefore, your network will continue to bill you for your monthly line rental. This could easily be €100 plus e.g. if you have 6 months left of your contract period and your line rental is €30.00 per month this would equate to €180.00 .



The benefits of our mobile phone insurance cover:

  • Immediate cover
  • No paperwork involved. Simply call us with your details and we will have your policy set up in minutes.
  • No 12-month agreements, you keep the insurance for as long as YOU want it.
  • A competitive price, from just €5.49 per month
  • An insurance policy tailored to your needs, with three different options available
  • Highly trained staff and work processes which encourage efficiency
  • A dedicated claims hotline number
  • A 48 hour turnaround for replacement handsets, once the claim has been approved
  • Quick and efficient turn around of repairs
  • Free collection and delivery of handset for accidental damage claims
  • No administration fees
  • No hidden excess charges
  • Full updates on enquiries or claims
  • Straightforward terms and conditions, with no hidden catches
  • If your mobile phone has been stolen (providing your claim is successful), a brand new handset will be supplied
  • If your mobile has been superseded by a newer model, you will be supplied the newer model

Terms & Conditions of mobile phone insurance

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